Real-time Payments Analytics - Prediction
In Part 1 of this blog post, we discussed how real-time payment analytics are used to analyze past performance. Prediction involves taking the insight you get by looking at historical data and working out what's going to happen over time. Instead of just looking at whether or...
Payments Blog • 3 MIN READ
Preventing Fraud with Real-Time Payments
The risk of fraud increases as real-time payments gain widespread adoption. Once you move over to a real-time model, there's typically only a six-second window to decide if a transaction will be authorized. Since there's such a short amount of time to come to a decision, fraud...
Payments Blog • 3 MIN READ
Potholes and repairs; it's not just highways that suffer..
I have spent time on the east coast and as in the past, there was something new to observe daily. The conditions of America's highways are atrocious and will be theme of posts published elsewhere shortly. Not only has it become indistinguishable as to whether roads are under...
Payments Blog • 5 MIN READ
Need for Speed: Real-Time Peer to Peer Payments
Peer-to-peer payments is one of the key elements of next generation payment platforms. There's a huge pent up demand...
Payments Blog • 3 MIN READ
Want to learn more about IR's Solutions?
Mobility and the Idea Economy
My latest white paper is now available on the IR web site. It's called Smarter devices; smarter applications; smarter monitoring. The focus of this white paper is the impact mobility is having on many aspects of commerce and how the consumer is in the driver's seat. When it...
Payments Blog • 5 MIN READ
Kick-off draws a bigger field; shifting gears at an..
Readers of my blogs know all too well that there's not much I enjoy doing more than driving cars on race tracks. On more than one occasion I have worked something about cars into the story line of my business blogs, as I believe visualizing something dynamic goes a long way to...
Payments Blog • 7 MIN READ
Delivering a Great Payments Experience [podcast]
Ever dined out and wanted to split the check, only to be told 'no split bills'? The service may have been great, the food exceptional and yet with this lack of flexibility when it comes to settling the bill, you are left with a bad taste in your mouth. In this podcast we discuss...
Payments Blog • 5 MIN READ
Death of the Credit Card Number
I remember when I got my first credit card. It had raised numbers that were meant to be used with a little machine called a manual credit card imprinter. To use the machine, merchants would place the customer's card underneath a piece of carbon paper. A manual slider would then...
Payments Blog • 3 MIN READ
Are your Payments Systems a House of Cards?
Payments environments are complex; and while there's a fair amount of high level information available, we believe there's an opportunity to provide even more value through producing focused educational content. With that in mind, last week we launched an educational webinar...
