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High Value Payments

Are you experiencing...

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Delayed or Failed High Value Transactions?

When wires and wholesale transfers miss their window, the cost isn't just operational. It's customer trust, regulatory scrutiny, and your institution's credit rating on the line.
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Liquidity Shortfalls You Didn't See Coming?

Balance thresholds breached. Flagged accounts drifting. Abnormal usage patterns emerging. When liquidity risk shows up in settlement, it's already too late.
Performance Blindspots

Queue Bottlenecks Backing Up Your Payments?

Processing backlogs, queue spikes, and silent bottlenecks can derail an entire day of high value flows — before anyone on the floor sees the impact.
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Regulators and Auditors Asking Questions You Can't Answer Fast Enough?

High value payments sit under some of the most intense oversight in banking. When scheme operators, regulators, or internal audit need evidence, you need it on demand — not after a two-day investigation.

DRIVE PERFORMANCE ACROSS
EVERY HIGH VALUE PAYMENT

High value payments demand high confidence. IR Transact gives your payments and operations teams the visibility, speed, and depth to monitor every in-flight transaction — and get ahead of disruption before it hits settlement.

Unlock Insights From Your Data

Gain visibility into key accounts and their status at a glance — helping you flag and address anomalies before they impact your high value customers or settlement accounts.

High Value - Easily Identify and Resolve Issues

Monitor and Troubleshoot in Real Time

Easily monitor balance thresholds, flagged accounts, and abnormal account usage patterns, and project liquidity shortfalls — so your high value transactions are processed without delay.

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Easily Monitor and Alert on Queue Health

Monitor transaction queue health, volumes, and anomalies such as bottlenecks and processing backlogs as they develop — so you can get ahead of potentially disruptive events before they occur.

High Value - Keep Your Payments Flowing
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Deliver the best experience 

with IR Transact

Security, Compliance, and Control - Built In

IR Transact is powered by Prognosis — Integrated Research’s industry-leading intelligence platform for real-time, high value and card payment environments.

Prognosis provides deep, real-time visibility across complex, high volume ecosystems, helping teams understand performance, pinpoint issues, and take action with confidence.

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CAPABILITIES BUILT FOR HIGH VALUE PAYMENTS PERFORMANCE

Purpose-built for the complexity, speed, and scale of modern wholesale payments.

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Root-Cause Analysis & Historical Reporting

View detailed, historical transaction information to investigate and identify the root cause of issues quickly — with the granular depth internal dashboards don't provide.

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Dynamic Thresholds & Alerts

Stay in control of your high value payments ecosystem with dynamic thresholds and alerts tuned to your environment, so your team acts on signal, not noise.

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Liquidity & Balance Threshold Monitoring

Track balance thresholds, flagged accounts, and abnormal account usage patterns. Project liquidity shortfalls before they impact high value flows.

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Queue Health & Bottleneck Detection

Monitor transaction queue health, volumes, and anomalies such as bottlenecks and processing backlogs — so your team acts before disruption reaches settlement.

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In-Flight Transaction Health

Monitor the health of your high value in-flight transactions — from initiation through clearing to settlement — in one unified view.

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See how IR delivers performance at scale

Get a Demo

USE CASES

Banks and financial institutions use IR Transact to protect settlement confidence, demonstrate compliance, and keep high-value payments flowing.

Settlement Assurance and Liquidity Management

Monitor in-flight transactions, queue health, and liquidity indicators in real time — so your treasury and operations teams can act before a disruption becomes a missed settlement.

Powered by the Prognosis platform

IR Collaborate is powered by Prognosis — Integrated Research’s industry-leading intelligence platform for unified communications and contact center environments.

Prognosis provides deep, real-time visibility across complex, multi-vendor ecosystems, helping teams understand performance, pinpoint issues, and take action with confidence.

Platform

We Connect to the Platforms Your Team Relies on

Unified monitoring across Microsoft Teams, Zoom, Cisco, and 
50+ platforms. See everything. Fix anything. Miss nothing.

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Solutions

ACI Worldwide

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Solutions

FSI

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Solutions

HP

Resources to help you evaluate and plan

Guides, webinars, and product resources to help you understand
capabilities, use cases, and best practices.

Transact

How AI is Transforming Observability

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Observability Signals Explained: Metrics vs Logs vs Traces - Which Signals Matter Most?

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Top Observability Tools Comparison 2026: SMBs vs Enterprise Platforms

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Monitoring to Observability: A Complete Guide for Enterprise Systems in 2026

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How AI is Transforming Observability

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Observability Signals Explained: Metrics vs Logs vs Traces - Which Signals Matter Most?

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Top Observability Tools Comparison 2026: SMBs vs Enterprise Platforms

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Monitoring to Observability: A Complete Guide for Enterprise Systems in 2026

Experience IR
Transact in action

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